Now ya ruined the wife faction. There is always the faction modifiers alla visa,mc,discover, but if you are like me low on credit youll just have to grind it out. I feel for ya. Long time ago my wife told me she liked it when I argued with her. Said she didn't want to be married to a doormat. I get great use outta that haha. Tell her that doing this is your master plan to save money and the its still cheaper than going to the movies more than 2 times a month. If that doesn't work hide the sharp objects and grab some pillows might be in for a doosy.