Found it
MQ2Filterset. That is what is causing the zone and then have to click the screen. I am not sure what about it causes it but after going through each one I narrowed it down to that. I confirmed it several times. It is the mq2filterset that comes with the UF build. I hadn't even used it but had it loaded to check out later. Here is the my ini file, it did it across all toons, old or new.
[default]
Bad Word=Show
Guild Chat=Show
Socials=Show
Group Chat=Show
Shouts=Show
Auctions=Show
Out of Character=Show
PC Spells=Show Group Only
NPC Spells=Show
Spell Criticals=Hide
Bard Songs=Show Group Only
Spell Damage=Show Mine Only
Damage Over Time=Show Mine Only
Heal Over Time=Show
Focus Effects=Hide
Melee Criticals=Hide
My Misses=Hide
Missed Me=Hide
Others' Misses=Hide
Others' Hits=Hide
My Pet Hits=Show
My Pet Misses=Hide
Pet Spells=Show
Damage Shields=Hide
Item Speech=Hide
Strikethrough Messages=Hide
Stun Messages=Hide
Bard Songs on Pets=Hide
Fellowship Messages=Hide
Mercenary Messages=Show
Spam=Show
Achievements=Show Mine Only
[group]
Bad Word=Show
Guild Chat=Show
Socials=Show
Group Chat=Show
Shouts=Show
Auctions=Show
Out of Character=Show
PC Spells=Show Group Only
NPC Spells=Show
Spell Criticals=Hide
Bard Songs=Show Group Only
Spell Damage=Show Mine Only
Damage Over Time=Show Mine Only
Heal Over Time=Show
Focus Effects=Hide
Melee Criticals=Hide
My Misses=Hide
Missed Me=Hide
Others' Misses=Hide
Others' Hits=Hide
My Pet Hits=Show
My Pet Misses=Hide
Pet Spells=Show
Damage Shields=Hide
Item Speech=Hide
Strikethrough Messages=Hide
Stun Messages=Hide
Bard Songs on Pets=Hide
Fellowship Messages=Hide
Mercenary Messages=Show
Spam=Show
Achievements=Show Mine Only
[raid]
Bad Word=Show
Guild Chat=Show
Socials=Show
Group Chat=Show
Shouts=Show
Auctions=Show
Out of Character=Show
PC Spells=Show Group Only
NPC Spells=Show
Spell Criticals=Hide
Bard Songs=Show Group Only
Spell Damage=Show Mine Only
Damage Over Time=Show Mine Only
Heal Over Time=Show
Focus Effects=Hide
Melee Criticals=Hide
My Misses=Hide
Missed Me=Hide
Others' Misses=Hide
Others' Hits=Hide
My Pet Hits=Show
My Pet Misses=Hide
Pet Spells=Show
Damage Shields=Hide
Item Speech=Hide
Strikethrough Messages=Hide
Stun Messages=Hide
Bard Songs on Pets=Hide
Fellowship Messages=Hide
Mercenary Messages=Hide
Spam=Hide
Achievements=Show Mine Only